James Kota Inc Financing Made Simple

See if you prequalify with no impact to your credit.

Sheffield's partnership with James Kota Inc brings you financing with low competitive interest rates and flexible loan terms.

Want to fast track your application?

We can prefill some info like your name and address.

Mobile Number

Please include area code. Please enter a valid mobile phone number Please enter a valid mobile phone number

Last 4 of SSN

All data is encrypted. Please enter the last 4 digits of your social security number Please enter the last 4 digits of your social security number

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Don’t have a mobile phone? Click here

Commercial Application?

By Clicking Get Started, you agree to the Sheffield Financial Usage Agreement and Sheffield Financial sending you a one-time text to the mobile phone provided above. Standard text messaging rates may apply.

Financing built to save you time.

Ready to get started? Here’s how our fast online process works.

Prequalify Online

There is no impact to your credit score. It’s super-fast and can save you time when visiting the dealership.

Complete Your Application

Once prequalified, choose to answer a few more questions to get pre-approved.

Visit Your Dealer

Once pre-approved, visit James Kota Inc to finalize your purchase with Sheffield's financing.

Ready to get started? Prequalify today, it won’t impact your credit score.